How to get cheap car insurance
HOW AND WHERE YOU DRIVE affects the cost of insurance. If you use your car for business and/or long distance commuting you will pay more than those who drive less. Because urban areas are more prone to theft, vandalism, and accidents, insurance prices are higher than for people living in rural areas.
WHO YOU ARE is a factor because drivers under age 25 are more likely to be involved in accidents; especially young males. Those over 25 and married tend to receive lower insurance rates. Getting cheap auto insurance is also easier if you not been in an accident or have been accident free for several years.
THE TYPE OF VEHICLE YOU DRIVE is a key factor in insurance costs. In general, the less you pay for a car, the cheaper your insurance will be.
REDUCED RATES are available to people who have good credit, for students who do well in school, and for people who are insuring multiple vehicles.
CONSIDER DEDUCTABLES carefully. A higher deductable will get you a lower payment but make sure you can afford to pay a higher deductable if or when you have to; otherwise you will have to make low cost repairs yourself or drive a damaged car.
INSURANCE QUOTES are available online for most major insurance companies. To get the cheapest rate possible compare many. At car insurance.com
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